Side-by-side · Q2 2026 data
Shrewsbury Federal Credit Union vs Southbridge Credit Union
Credit union
Shrewsbury Federal Credit Union
Shrewsbury, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Shrewsbury Federal Credit Union | Southbridge Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 37 | 56 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 56 (stronger) | 37 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 48th | 45th |
| Total assets | $249.4M | $242.4M |
| Deposits / shares | $229.8M | $212.5M |
| Capital ratio | 8.72% | 10.62% (stronger) |
| Problem loans | 0.35% | 0.23% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.16% |
| Return on assets | 0.89% (stronger) | 0.42% |
| Loans ÷ deposits | 46.9% (stronger) | 85.2% |
| Uninsured deposits | 11.3% | 6.8% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | 27.8% |
Shrewsbury Federal Credit Union has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Shrewsbury Federal Credit Union leads on 4 and Southbridge Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.