Side-by-side · Q2 2026 data
Sidney Federal Credit Union vs Compass Federal Credit Union
Metric by metric
| Measure | Sidney Federal Credit Union | Compass Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 89 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 72 | 85 (stronger) |
| Earnings | 69 | 69 |
| Funding & liquidity | 70 | 97 (stronger) |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 47th | 94th |
| Total assets | $1.3B | $101.5M |
| Deposits / shares | $1.1B | $85.0M |
| Capital ratio | 10.50% | 15.28% (stronger) |
| Problem loans | 0.85% | 0.46% (stronger) |
| Net charge-offs | 0.57% | 0.46% (stronger) |
| Return on assets | 1.23% (stronger) | 1.22% |
| Loans ÷ deposits | 90.1% | 62.8% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 7.3% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | 0.0% |
Compass Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sidney Federal Credit Union leads on 2 and Compass Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.