Side-by-side · Q2 2026 data
Silex Banking Company vs Flat Branch Bank
Metric by metric
| Measure | Silex Banking Company | Flat Branch Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 97 (stronger) | 76 |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 86 (stronger) | 85 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 68th | 42nd |
| Total assets | $98.2M | $92.8M |
| Deposits / shares | $84.4M | $79.2M |
| Capital ratio | 14.67% (stronger) | 12.58% |
| Problem loans | 0.91% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.05% (stronger) | -0.96% |
| Loans ÷ deposits | 72.8% | 72.6% (stronger) |
| Uninsured deposits | 15.8% (stronger) | 17.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Silex Banking Company has the higher TellerScore (81 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Silex Banking Company leads on 4 and Flat Branch Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.