Side-by-side · Q2 2026 data
Silex Banking Company vs HomeBank
Metric by metric
| Measure | Silex Banking Company | HomeBank |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 97 (stronger) | 46 |
| Loan quality | 70 | 90 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 55 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 68th | 57th |
| Total assets | $98.2M | $733.3M |
| Deposits / shares | $84.4M | $604.3M |
| Capital ratio | 14.67% (stronger) | 9.61% |
| Problem loans | 0.91% | 0.29% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.05% | 2.12% (stronger) |
| Loans ÷ deposits | 72.8% (stronger) | 102.4% |
| Uninsured deposits | 15.8% (stronger) | 17.1% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Silex Banking Company has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Silex Banking Company leads on 5 and HomeBank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.