Side-by-side · Q2 2026 data
Silver Lake Bank vs Community Bank
Metric by metric
| Measure | Silver Lake Bank | Community Bank |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 59 | 65 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 56 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 68th | 84th |
| Total assets | $548.2M | $188.8M |
| Deposits / shares | $444.5M | $162.9M |
| Capital ratio | 10.90% | 11.49% (stronger) |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.13% | -0.00% (stronger) |
| Return on assets | 1.44% | 2.14% (stronger) |
| Loans ÷ deposits | 88.0% (stronger) | 88.5% |
| Uninsured deposits | 29.4% | 16.9% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 2.4% |
Community Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Silver Lake Bank leads on 2 and Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.