Side-by-side · Q2 2026 data
Simmons Bank vs Centennial Bank
Metric by metric
| Measure | Simmons Bank | Centennial Bank |
|---|---|---|
| TellerScore | 60 | 79 (stronger) |
| Capital cushion | 42 | 76 (stronger) |
| Loan quality | 69 | 82 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 47 (stronger) | 40 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 29th | 94th |
| Total assets | $24.7B | $24.6B |
| Deposits / shares | $19.9B | $19.6B |
| Capital ratio | 9.18% | 12.61% (stronger) |
| Problem loans | 0.92% | 0.55% (stronger) |
| Net charge-offs | 0.20% | 0.07% (stronger) |
| Return on assets | 1.21% | 2.13% (stronger) |
| Loans ÷ deposits | 89.5% | 85.4% (stronger) |
| Uninsured deposits | 36.2% (stronger) | 46.7% |
| Offices | 218 | 225 |
| CFPB complaints (3 yrs) | 167 | 55 |
| Complaints per $1B deposits | 8.4 | 2.8 (stronger) |
| Mortgage denial rate (HMDA) | 26.5% | 23.4% |
Centennial Bank has the higher TellerScore (79 vs 60). On the 8 directional measures above (where higher or lower is clearly better), Simmons Bank leads on 1 and Centennial Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.