Side-by-side · Q2 2026 data
Simmons Bank vs FSNB, National Association
Metric by metric
| Measure | Simmons Bank | FSNB, National Association |
|---|---|---|
| TellerScore | 60 | 96 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 69 | 88 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 29th | 99th |
| Total assets | $24.7B | $478.3M |
| Deposits / shares | $19.9B | $369.7M |
| Capital ratio | 9.18% | 17.51% (stronger) |
| Problem loans | 0.92% | 0.36% (stronger) |
| Net charge-offs | 0.20% (stronger) | 1.02% |
| Return on assets | 1.21% | 3.46% (stronger) |
| Loans ÷ deposits | 89.5% | 39.2% (stronger) |
| Uninsured deposits | 36.2% | 8.2% (stronger) |
| Offices | 218 | 66 |
| CFPB complaints (3 yrs) | 167 | — |
| Complaints per $1B deposits | 8.4 | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
FSNB, National Association has the higher TellerScore (96 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Simmons Bank leads on 1 and FSNB, National Association on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.