Side-by-side · Q2 2026 data
Singing River Federal Credit Union vs Mutual Federal Credit Union
Credit union
Singing River Federal Credit Union
Moss Point, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Singing River Federal Credit Union | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 84 (stronger) |
| Capital cushion | 64 | 90 (stronger) |
| Loan quality | 82 (stronger) | 64 |
| Earnings | 46 | 88 (stronger) |
| Funding & liquidity | 67 | 96 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 45th | 86th |
| Total assets | $397.4M | $528.5M |
| Deposits / shares | $348.3M | $458.9M |
| Capital ratio | 11.41% | 13.98% (stronger) |
| Problem loans | 0.55% (stronger) | 1.08% |
| Net charge-offs | 1.35% | 0.85% (stronger) |
| Return on assets | 0.66% | 1.69% (stronger) |
| Loans ÷ deposits | 93.2% | 64.1% (stronger) |
| Uninsured deposits | 9.8% | 5.4% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Singing River Federal Credit Union leads on 1 and Mutual Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.