Side-by-side · Q2 2026 data
Singing River Federal Credit Union vs Navigator Federal Credit Union
Credit union
Singing River Federal Credit Union
Moss Point, Mississippi · $100 million – $1 billion
Credit union
Navigator Federal Credit Union
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Singing River Federal Credit Union | Navigator Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 90 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 46 | 86 (stronger) |
| Funding & liquidity | 67 | 75 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 45th | 95th |
| Total assets | $397.4M | $406.7M |
| Deposits / shares | $348.3M | $327.7M |
| Capital ratio | 11.41% | 17.98% (stronger) |
| Problem loans | 0.55% | 0.38% (stronger) |
| Net charge-offs | 1.35% | 1.27% (stronger) |
| Return on assets | 0.66% | 1.65% (stronger) |
| Loans ÷ deposits | 93.2% | 85.0% (stronger) |
| Uninsured deposits | 9.8% | 2.2% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Navigator Federal Credit Union has the higher TellerScore (90 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Singing River Federal Credit Union leads on 0 and Navigator Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.