Side-by-side · Q2 2026 data
Singing River Federal Credit Union vs Sunbelt Federal Credit Union
Credit union
Singing River Federal Credit Union
Moss Point, Mississippi · $100 million – $1 billion
Credit union
Sunbelt Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Singing River Federal Credit Union | Sunbelt Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 46 | 56 (stronger) |
| Funding & liquidity | 67 | 82 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 45th | 87th |
| Total assets | $397.4M | $366.4M |
| Deposits / shares | $348.3M | $305.2M |
| Capital ratio | 11.41% | 16.22% (stronger) |
| Problem loans | 0.55% | 0.39% (stronger) |
| Net charge-offs | 1.35% | 1.06% (stronger) |
| Return on assets | 0.66% | 0.90% (stronger) |
| Loans ÷ deposits | 93.2% | 77.9% (stronger) |
| Uninsured deposits | 9.8% | 7.8% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 28.9% |
Sunbelt Federal Credit Union has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Singing River Federal Credit Union leads on 0 and Sunbelt Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.