Side-by-side · Q2 2026 data
Sioux Valley Community Credit Union vs River Community Credit Union
Credit union
Sioux Valley Community Credit Union
Sioux City, Iowa · Under $100 million in assets
Metric by metric
| Measure | Sioux Valley Community Credit Union | River Community Credit Union |
|---|---|---|
| TellerScore | 43 | 92 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 12 | 98 (stronger) |
| Earnings | 19 | 76 (stronger) |
| Funding & liquidity | 87 (stronger) | 82 |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 4th | 92nd |
| Total assets | $43.6M | $30.4M |
| Deposits / shares | $38.8M | $25.4M |
| Capital ratio | 10.44% | 15.83% (stronger) |
| Problem loans | 2.65% | 0.06% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.19% |
| Return on assets | -0.02% | 1.41% (stronger) |
| Loans ÷ deposits | 73.6% (stronger) | 78.7% |
| Uninsured deposits | 7.6% | 3.1% (stronger) |
| Offices | 4 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Community Credit Union has the higher TellerScore (92 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Sioux Valley Community Credit Union leads on 2 and River Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.