Side-by-side · Q2 2026 data
Sioux Valley Coop Federal Credit Union vs Oahe Federal Credit Union
Credit union
Sioux Valley Coop Federal Credit Union
Watertown, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Sioux Valley Coop Federal Credit Union | Oahe Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 63 | 66 (stronger) |
| Earnings | 85 (stronger) | 81 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 72nd | 83rd |
| Total assets | $40.7M | $45.1M |
| Deposits / shares | $31.9M | $37.6M |
| Capital ratio | 20.64% (stronger) | 16.23% |
| Problem loans | 1.10% | 1.03% (stronger) |
| Net charge-offs | 0.40% | 0.19% (stronger) |
| Return on assets | 1.63% (stronger) | 1.54% |
| Loans ÷ deposits | 85.0% | 60.1% (stronger) |
| Uninsured deposits | 1.8% | 1.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oahe Federal Credit Union has the higher TellerScore (87 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Sioux Valley Coop Federal Credit Union leads on 2 and Oahe Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.