Side-by-side · Q2 2026 data
Sixth Avenue Baptist Federal Credit Union vs Acipco Federal Credit Union
Credit union
Sixth Avenue Baptist Federal Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sixth Avenue Baptist Federal Credit Union | Acipco Federal Credit Union |
|---|---|---|
| TellerScore | 34 | 94 (stronger) |
| Capital cushion | 44 | 94 (stronger) |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 45 | 100 (stronger) |
| Funding & liquidity | 77 | 87 (stronger) |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 2nd | 98th |
| Total assets | $5.2M | $221.5M |
| Deposits / shares | $4.7M | $191.3M |
| Capital ratio | 9.37% | 14.37% (stronger) |
| Problem loans | 12.33% | 0.21% (stronger) |
| Net charge-offs | 0.41% | 0.03% (stronger) |
| Return on assets | 0.61% | 2.15% (stronger) |
| Loans ÷ deposits | 82.8% | 73.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
Acipco Federal Credit Union has the higher TellerScore (94 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Sixth Avenue Baptist Federal Credit Union leads on 1 and Acipco Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.