Side-by-side · Q2 2026 data
Sixth Avenue Baptist Federal Credit Union vs Chem Family Credit Union
Credit union
Sixth Avenue Baptist Federal Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sixth Avenue Baptist Federal Credit Union | Chem Family Credit Union |
|---|---|---|
| TellerScore | 34 | 88 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 45 (stronger) | 39 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 2nd | 85th |
| Total assets | $5.2M | $4.1M |
| Deposits / shares | $4.7M | $2.9M |
| Capital ratio | 9.37% | 28.15% (stronger) |
| Problem loans | 12.33% | 0.00% (stronger) |
| Net charge-offs | 0.41% | 0.00% (stronger) |
| Return on assets | 0.61% (stronger) | 0.47% |
| Loans ÷ deposits | 82.8% | 41.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chem Family Credit Union has the higher TellerScore (88 vs 34). On the 6 directional measures above (where higher or lower is clearly better), Sixth Avenue Baptist Federal Credit Union leads on 1 and Chem Family Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.