Side-by-side · Q2 2026 data
Sixth Avenue Baptist Federal Credit Union vs Chemco Credit Union
Credit union
Sixth Avenue Baptist Federal Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sixth Avenue Baptist Federal Credit Union | Chemco Credit Union |
|---|---|---|
| TellerScore | 34 | 79 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 45 (stronger) | 6 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 0 | 99 (stronger) |
| Peer percentile | 2nd | 62nd |
| Total assets | $5.2M | $5.3M |
| Deposits / shares | $4.7M | $4.3M |
| Capital ratio | 9.37% | 19.99% (stronger) |
| Problem loans | 12.33% | 0.26% (stronger) |
| Net charge-offs | 0.41% (stronger) | 1.13% |
| Return on assets | 0.61% (stronger) | -0.35% |
| Loans ÷ deposits | 82.8% | 60.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chemco Credit Union has the higher TellerScore (79 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Sixth Avenue Baptist Federal Credit Union leads on 3 and Chemco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.