Side-by-side · Q2 2026 data
SJN Bank of Kansas vs Bison State Bank
Metric by metric
| Measure | SJN Bank of Kansas | Bison State Bank |
|---|---|---|
| TellerScore | 37 | 68 (stronger) |
| Capital cushion | 42 | 53 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 56 | 60 (stronger) |
| Funding & liquidity | 78 (stronger) | 55 |
| Problem-loan coverage | 16 | 96 (stronger) |
| Peer percentile | 2nd | 37th |
| Total assets | $302.9M | $125.8M |
| Deposits / shares | $259.6M | $99.0M |
| Capital ratio | 9.24% | 10.26% (stronger) |
| Problem loans | 6.97% | 0.32% (stronger) |
| Net charge-offs | 0.19% | -0.01% (stronger) |
| Return on assets | 0.91% | 1.01% (stronger) |
| Loans ÷ deposits | 71.4% (stronger) | 99.1% |
| Uninsured deposits | 24.5% | 20.5% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.7% |
Bison State Bank has the higher TellerScore (68 vs 37). On the 7 directional measures above (where higher or lower is clearly better), SJN Bank of Kansas leads on 1 and Bison State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.