Side-by-side · Q2 2026 data
SJN Bank of Kansas vs Centera Bank
Metric by metric
| Measure | SJN Bank of Kansas | Centera Bank |
|---|---|---|
| TellerScore | 37 | 78 (stronger) |
| Capital cushion | 42 | 46 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 56 | 85 (stronger) |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 16 | 100 (stronger) |
| Peer percentile | 2nd | 72nd |
| Total assets | $302.9M | $318.1M |
| Deposits / shares | $259.6M | $290.5M |
| Capital ratio | 9.24% | 9.59% (stronger) |
| Problem loans | 6.97% | 0.01% (stronger) |
| Net charge-offs | 0.19% | 0.02% (stronger) |
| Return on assets | 0.91% | 1.63% (stronger) |
| Loans ÷ deposits | 71.4% | 51.2% (stronger) |
| Uninsured deposits | 24.5% (stronger) | 29.6% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centera Bank has the higher TellerScore (78 vs 37). On the 7 directional measures above (where higher or lower is clearly better), SJN Bank of Kansas leads on 1 and Centera Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greensburg, KS