Side-by-side · Q2 2026 data
SJN Bank of Kansas vs Equity Bank
Metric by metric
| Measure | SJN Bank of Kansas | Equity Bank |
|---|---|---|
| TellerScore | 37 | 65 (stronger) |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 0 | 61 (stronger) |
| Earnings | 56 | 75 (stronger) |
| Funding & liquidity | 78 (stronger) | 62 |
| Problem-loan coverage | 16 | 86 (stronger) |
| Peer percentile | 2nd | 36th |
| Total assets | $302.9M | $7.7B |
| Deposits / shares | $259.6M | $6.3B |
| Capital ratio | 9.24% | 10.64% (stronger) |
| Problem loans | 6.97% | 1.18% (stronger) |
| Net charge-offs | 0.19% | 0.12% (stronger) |
| Return on assets | 0.91% | 1.37% (stronger) |
| Loans ÷ deposits | 71.4% (stronger) | 84.4% |
| Uninsured deposits | 24.5% (stronger) | 27.1% |
| Offices | 8 | 81 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.4% |
Equity Bank has the higher TellerScore (65 vs 37). On the 7 directional measures above (where higher or lower is clearly better), SJN Bank of Kansas leads on 2 and Equity Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Macksville, KS
- Saint John, KS