Side-by-side · Q2 2026 data
SJN Bank of Kansas vs Farmers Bank & Trust
Metric by metric
| Measure | SJN Bank of Kansas | Farmers Bank & Trust |
|---|---|---|
| TellerScore | 37 | 96 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 78 | 87 (stronger) |
| Problem-loan coverage | 16 | 99 (stronger) |
| Peer percentile | 2nd | 100th |
| Total assets | $302.9M | $1.1B |
| Deposits / shares | $259.6M | $699.1M |
| Capital ratio | 9.24% | 23.97% (stronger) |
| Problem loans | 6.97% | 0.19% (stronger) |
| Net charge-offs | 0.19% | -0.00% (stronger) |
| Return on assets | 0.91% | 2.56% (stronger) |
| Loans ÷ deposits | 71.4% | 71.3% (stronger) |
| Uninsured deposits | 24.5% | 16.6% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Farmers Bank & Trust has the higher TellerScore (96 vs 37). On the 7 directional measures above (where higher or lower is clearly better), SJN Bank of Kansas leads on 0 and Farmers Bank & Trust on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- La Crosse, KS