Side-by-side · Q2 2026 data
SJN Bank of Kansas vs Kaw Valley State Bank and Trust Company
Metric by metric
| Measure | SJN Bank of Kansas | Kaw Valley State Bank and Trust Company |
|---|---|---|
| TellerScore | 37 | 85 (stronger) |
| Capital cushion | 42 | 67 (stronger) |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 70 |
| Problem-loan coverage | 16 | 99 (stronger) |
| Peer percentile | 2nd | 88th |
| Total assets | $302.9M | $295.8M |
| Deposits / shares | $259.6M | $250.6M |
| Capital ratio | 9.24% | 11.73% (stronger) |
| Problem loans | 6.97% | 0.08% (stronger) |
| Net charge-offs | 0.19% | -0.02% (stronger) |
| Return on assets | 0.91% | 2.17% (stronger) |
| Loans ÷ deposits | 71.4% (stronger) | 76.9% |
| Uninsured deposits | 24.5% (stronger) | 27.0% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
Kaw Valley State Bank and Trust Company has the higher TellerScore (85 vs 37). On the 7 directional measures above (where higher or lower is clearly better), SJN Bank of Kansas leads on 2 and Kaw Valley State Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.