Side-by-side · Q2 2026 data
SJN Bank of Kansas vs Mid American Credit Union
Metric by metric
| Measure | SJN Bank of Kansas | Mid American Credit Union |
|---|---|---|
| TellerScore | 37 | 58 (stronger) |
| Capital cushion | 42 (stronger) | 39 |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 56 (stronger) | 47 |
| Funding & liquidity | 78 (stronger) | 50 |
| Problem-loan coverage | 16 | 87 (stronger) |
| Peer percentile | 2nd | 16th |
| Total assets | $302.9M | $531.9M |
| Deposits / shares | $259.6M | $441.8M |
| Capital ratio | 9.24% (stronger) | 8.94% |
| Problem loans | 6.97% | 0.47% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.55% |
| Return on assets | 0.91% (stronger) | 0.66% |
| Loans ÷ deposits | 71.4% (stronger) | 110.6% |
| Uninsured deposits | 24.5% | 2.8% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.3% |
Mid American Credit Union has the higher TellerScore (58 vs 37). On the 7 directional measures above (where higher or lower is clearly better), SJN Bank of Kansas leads on 4 and Mid American Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.