Side-by-side · Q2 2026 data
Skowhegan Savings Bank vs Franklin Savings Bank
Metric by metric
| Measure | Skowhegan Savings Bank | Franklin Savings Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 72 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 55 |
| Earnings | 83 (stronger) | 59 |
| Funding & liquidity | 66 (stronger) | 50 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 92nd | 50th |
| Total assets | $855.0M | $786.9M |
| Deposits / shares | $715.3M | $601.1M |
| Capital ratio | 15.81% | 18.79% (stronger) |
| Problem loans | 0.42% (stronger) | 1.36% |
| Net charge-offs | -0.02% (stronger) | 0.08% |
| Return on assets | 1.58% (stronger) | 0.99% |
| Loans ÷ deposits | 85.4% (stronger) | 111.5% |
| Uninsured deposits | 22.5% | 7.6% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Skowhegan Savings Bank has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Skowhegan Savings Bank leads on 5 and Franklin Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Farmington, ME
- Rangeley, ME
- Skowhegan, ME