Side-by-side · Q2 2026 data
Skyline National Bank vs Carter Bank & Trust
Metric by metric
| Measure | Skyline National Bank | Carter Bank & Trust |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 38 | 67 (stronger) |
| Loan quality | 89 (stronger) | 66 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 46 | 70 (stronger) |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 40th | 80th |
| Total assets | $1.3B | $4.8B |
| Deposits / shares | $1.2B | $4.2B |
| Capital ratio | 8.81% | 11.73% (stronger) |
| Problem loans | 0.34% (stronger) | 1.01% |
| Net charge-offs | 0.01% | -0.82% (stronger) |
| Return on assets | 1.51% | 3.66% (stronger) |
| Loans ÷ deposits | 93.1% | 87.7% (stronger) |
| Uninsured deposits | 34.1% | 17.7% (stronger) |
| Offices | 28 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 28.0% |
Carter Bank & Trust has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Skyline National Bank leads on 1 and Carter Bank & Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Roanoke, VA
- Independence, VA
- Galax, VA
- Christiansburg, VA
- Blacksburg, VA
- Wytheville, VA
- Floyd, VA
- Hillsville, VA
- Radford, VA