Side-by-side · Q2 2026 data
Skyline National Bank vs LifeStore Bank
Metric by metric
| Measure | Skyline National Bank | LifeStore Bank |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 38 | 69 (stronger) |
| Loan quality | 89 (stronger) | 63 |
| Earnings | 80 (stronger) | 66 |
| Funding & liquidity | 46 | 81 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 40th | 47th |
| Total assets | $1.3B | $491.3M |
| Deposits / shares | $1.2B | $429.7M |
| Capital ratio | 8.81% | 11.92% (stronger) |
| Problem loans | 0.34% (stronger) | 1.11% |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.51% (stronger) | 1.14% |
| Loans ÷ deposits | 93.1% | 74.5% (stronger) |
| Uninsured deposits | 34.1% | 18.8% (stronger) |
| Offices | 28 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
LifeStore Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Skyline National Bank leads on 2 and LifeStore Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- West Jefferson, NC
- Boone, NC