Side-by-side · Q2 2026 data
Sloan State Bank vs Citizens Savings Bank
Metric by metric
| Measure | Sloan State Bank | Citizens Savings Bank |
|---|---|---|
| TellerScore | 53 | 74 (stronger) |
| Capital cushion | 59 (stronger) | 49 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 78 (stronger) | 63 |
| Funding & liquidity | 89 (stronger) | 79 |
| Problem-loan coverage | 60 | 100 (stronger) |
| Peer percentile | 12th | 51st |
| Total assets | $78.9M | $77.9M |
| Deposits / shares | $73.8M | $64.6M |
| Capital ratio | 10.95% (stronger) | 9.90% |
| Problem loans | 4.28% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.44% (stronger) | 1.07% |
| Loans ÷ deposits | 31.2% (stronger) | 76.4% |
| Uninsured deposits | 25.1% | 19.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Savings Bank has the higher TellerScore (74 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Sloan State Bank leads on 3 and Citizens Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.