Side-by-side · Q2 2026 data
Sloan State Bank vs F&M Bank
Metric by metric
| Measure | Sloan State Bank | F&M Bank |
|---|---|---|
| TellerScore | 53 | 83 (stronger) |
| Capital cushion | 59 | 68 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 78 | 93 (stronger) |
| Funding & liquidity | 89 (stronger) | 62 |
| Problem-loan coverage | 60 | 99 (stronger) |
| Peer percentile | 12th | 84th |
| Total assets | $78.9M | $354.6M |
| Deposits / shares | $73.8M | $311.6M |
| Capital ratio | 10.95% | 11.76% (stronger) |
| Problem loans | 4.28% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.44% | 1.83% (stronger) |
| Loans ÷ deposits | 31.2% (stronger) | 93.9% |
| Uninsured deposits | 25.1% | 18.5% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
F&M Bank has the higher TellerScore (83 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Sloan State Bank leads on 2 and F&M Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.