Side-by-side · Q2 2026 data
Smackover State Bank vs First Financial Bank
Metric by metric
| Measure | Smackover State Bank | First Financial Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 50 |
| Capital cushion | 60 | 62 (stronger) |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 62 (stronger) | 44 |
| Problem-loan coverage | 89 (stronger) | 47 |
| Peer percentile | 37th | 7th |
| Total assets | $252.4M | $2.0B |
| Deposits / shares | $210.4M | $1.7B |
| Capital ratio | 11.04% | 11.15% (stronger) |
| Problem loans | 0.83% (stronger) | 3.64% |
| Net charge-offs | 0.08% (stronger) | 0.21% |
| Return on assets | 1.17% | 2.18% (stronger) |
| Loans ÷ deposits | 83.0% (stronger) | 102.1% |
| Uninsured deposits | 28.7% | 28.2% (stronger) |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
Smackover State Bank has the higher TellerScore (68 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Smackover State Bank leads on 4 and First Financial Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- El Dorado, AR
- Smackover, AR