Side-by-side · Q2 2026 data
Smackover State Bank vs The First National Bank of Izard County
Metric by metric
| Measure | Smackover State Bank | The First National Bank of Izard County |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 72 (stronger) | 30 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 62 | 88 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 37th | 77th |
| Total assets | $252.4M | $234.8M |
| Deposits / shares | $210.4M | $160.0M |
| Capital ratio | 11.04% | 31.14% (stronger) |
| Problem loans | 0.83% (stronger) | 2.09% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.17% | 2.90% (stronger) |
| Loans ÷ deposits | 83.0% | 72.2% (stronger) |
| Uninsured deposits | 28.7% | 15.5% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Izard County has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Smackover State Bank leads on 1 and The First National Bank of Izard County on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.