Side-by-side · Q2 2026 data
Smbc Manubank vs First American Trust, FSB
Metric by metric
| Measure | Smbc Manubank | First American Trust, FSB |
|---|---|---|
| TellerScore | 54 | 67 (stronger) |
| Capital cushion | 46 (stronger) | 29 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 0 | 78 (stronger) |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 12th | 44th |
| Total assets | $6.6B | $9.2B |
| Deposits / shares | $5.6B | $8.7B |
| Capital ratio | 9.63% (stronger) | 7.89% |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | 3.42% | 0.00% (stronger) |
| Return on assets | -3.56% | 1.45% (stronger) |
| Loans ÷ deposits | 48.2% | 0.0% (stronger) |
| Uninsured deposits | 79.0% | 63.8% (stronger) |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | 49 |
| Complaints per $1B deposits | — | 5.6 |
| Mortgage denial rate (HMDA) | — | — |
First American Trust, FSB has the higher TellerScore (67 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Smbc Manubank leads on 1 and First American Trust, FSB on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.