Side-by-side · Q2 2026 data
Smbc Manubank vs Fremont Bank
Metric by metric
| Measure | Smbc Manubank | Fremont Bank |
|---|---|---|
| TellerScore | 54 | 60 (stronger) |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 90 (stronger) | 87 |
| Earnings | 0 | 66 (stronger) |
| Funding & liquidity | 50 (stronger) | 36 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 12th | 21st |
| Total assets | $6.6B | $6.0B |
| Deposits / shares | $5.6B | $5.3B |
| Capital ratio | 9.63% (stronger) | 8.35% |
| Problem loans | 0.30% (stronger) | 0.39% |
| Net charge-offs | 3.42% | 0.01% (stronger) |
| Return on assets | -3.56% | 1.15% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 89.2% |
| Uninsured deposits | 79.0% | 46.3% (stronger) |
| Offices | 7 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
Fremont Bank has the higher TellerScore (60 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Smbc Manubank leads on 3 and Fremont Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.