Side-by-side · Q2 2026 data
Smbc Manubank vs Preferred Bank
Metric by metric
| Measure | Smbc Manubank | Preferred Bank |
|---|---|---|
| TellerScore | 54 | 58 (stronger) |
| Capital cushion | 46 | 56 (stronger) |
| Loan quality | 90 (stronger) | 48 |
| Earnings | 0 | 88 (stronger) |
| Funding & liquidity | 50 (stronger) | 25 |
| Problem-loan coverage | 98 (stronger) | 77 |
| Peer percentile | 12th | 17th |
| Total assets | $6.6B | $7.7B |
| Deposits / shares | $5.6B | $6.5B |
| Capital ratio | 9.63% | 10.55% (stronger) |
| Problem loans | 0.30% (stronger) | 1.57% |
| Net charge-offs | 3.42% | 0.18% (stronger) |
| Return on assets | -3.56% | 1.69% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 95.8% |
| Uninsured deposits | 79.0% | 50.3% (stronger) |
| Offices | 7 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
Preferred Bank has the higher TellerScore (58 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Smbc Manubank leads on 2 and Preferred Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.