Side-by-side · Q2 2026 data
Smbc Manubank vs River City Bank
Metric by metric
| Measure | Smbc Manubank | River City Bank |
|---|---|---|
| TellerScore | 54 | 69 (stronger) |
| Capital cushion | 46 (stronger) | 42 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 0 | 70 (stronger) |
| Funding & liquidity | 50 | 52 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 12th | 53rd |
| Total assets | $6.6B | $6.0B |
| Deposits / shares | $5.6B | $5.4B |
| Capital ratio | 9.63% (stronger) | 9.22% |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | 3.42% | -0.00% (stronger) |
| Return on assets | -3.56% | 1.26% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 83.7% |
| Uninsured deposits | 79.0% | 37.1% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.8% |
River City Bank has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Smbc Manubank leads on 2 and River City Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.