Side-by-side · Q2 2026 data
Soarion Federal Credit Union vs Del Rio S.P. Credit Union
Metric by metric
| Measure | Soarion Federal Credit Union | Del Rio S.P. Credit Union |
|---|---|---|
| TellerScore | 55 | 58 (stronger) |
| Capital cushion | 18 | 100 (stronger) |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 72 (stronger) | 24 |
| Funding & liquidity | 73 | 95 (stronger) |
| Problem-loan coverage | 75 | 89 (stronger) |
| Peer percentile | 12th | 19th |
| Total assets | $555.6M | $3.2M |
| Deposits / shares | $487.8M | $2.0M |
| Capital ratio | 6.79% | 37.22% (stronger) |
| Problem loans | 1.01% (stronger) | 5.07% |
| Net charge-offs | 1.08% | -0.98% (stronger) |
| Return on assets | 1.29% (stronger) | 0.10% |
| Loans ÷ deposits | 87.5% | 64.8% (stronger) |
| Uninsured deposits | 8.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Del Rio S.P. Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Soarion Federal Credit Union leads on 2 and Del Rio S.P. Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.