Side-by-side · Q2 2026 data
Soarion Federal Credit Union vs My Community Credit Union
Metric by metric
| Measure | Soarion Federal Credit Union | My Community Credit Union |
|---|---|---|
| TellerScore | 55 | 55 |
| Capital cushion | 18 | 53 (stronger) |
| Loan quality | 66 (stronger) | 59 |
| Earnings | 72 (stronger) | 31 |
| Funding & liquidity | 73 (stronger) | 67 |
| Problem-loan coverage | 75 | 80 (stronger) |
| Peer percentile | 12th | 12th |
| Total assets | $555.6M | $555.3M |
| Deposits / shares | $487.8M | $492.0M |
| Capital ratio | 6.79% | 10.29% (stronger) |
| Problem loans | 1.01% (stronger) | 1.24% |
| Net charge-offs | 1.08% | 0.86% (stronger) |
| Return on assets | 1.29% (stronger) | 0.27% |
| Loans ÷ deposits | 87.5% (stronger) | 93.2% |
| Uninsured deposits | 8.0% (stronger) | 10.3% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Soarion Federal Credit Union leads on 4 and My Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.