Side-by-side · Q2 2026 data
Social Security Credit Union vs Lauderdale County Teachers Credit Union
Credit union
Lauderdale County Teachers Credit Union
Florence, Alabama · Under $100 million in assets
Metric by metric
| Measure | Social Security Credit Union | Lauderdale County Teachers Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 51 | 100 (stronger) |
| Earnings | 83 | 83 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 75th | 89th |
| Total assets | $37.4M | $38.5M |
| Deposits / shares | $28.5M | $33.3M |
| Capital ratio | 22.63% (stronger) | 12.80% |
| Problem loans | 1.47% | 0.00% (stronger) |
| Net charge-offs | 0.67% | 0.04% (stronger) |
| Return on assets | 1.59% (stronger) | 1.57% |
| Loans ÷ deposits | 48.6% | 37.3% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 2.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lauderdale County Teachers Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Social Security Credit Union leads on 3 and Lauderdale County Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.