Side-by-side · Q2 2026 data
Social Security Credit Union vs Red Oak Credit Union
Metric by metric
| Measure | Social Security Credit Union | Red Oak Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 8 |
| Loan quality | 51 | 77 (stronger) |
| Earnings | 83 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 75th | 6th |
| Total assets | $37.4M | $40.1M |
| Deposits / shares | $28.5M | $31.7M |
| Capital ratio | 22.63% (stronger) | 5.84% |
| Problem loans | 1.47% | 0.68% (stronger) |
| Net charge-offs | 0.67% (stronger) | 1.18% |
| Return on assets | 1.59% (stronger) | -0.64% |
| Loans ÷ deposits | 48.6% (stronger) | 56.3% |
| Uninsured deposits | 2.4% (stronger) | 4.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Social Security Credit Union has the higher TellerScore (84 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Social Security Credit Union leads on 6 and Red Oak Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.