Side-by-side · Q2 2026 data
Solidarity Community Federal Credit Union vs Indiana Heartland Federal Credit Union
Credit union
Solidarity Community Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Credit union
Indiana Heartland Federal Credit Union
Kokomo, Indiana · Under $100 million in assets
Metric by metric
| Measure | Solidarity Community Federal Credit Union | Indiana Heartland Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 55 |
| Capital cushion | 74 (stronger) | 66 |
| Loan quality | 84 (stronger) | 2 |
| Earnings | 41 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 62 |
| Peer percentile | 68th | 15th |
| Total assets | $351.1M | $49.7M |
| Deposits / shares | $309.4M | $43.5M |
| Capital ratio | 12.44% (stronger) | 11.57% |
| Problem loans | 0.47% (stronger) | 2.94% |
| Net charge-offs | 0.45% | 0.28% (stronger) |
| Return on assets | 0.52% | 1.66% (stronger) |
| Loans ÷ deposits | 56.8% (stronger) | 82.2% |
| Uninsured deposits | 4.7% | 0.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | — |
Solidarity Community Federal Credit Union has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Solidarity Community Federal Credit Union leads on 4 and Indiana Heartland Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.