Side-by-side · Q2 2026 data
Solidarity Community Federal Credit Union vs Summit Choice Federal Credit Union
Credit union
Solidarity Community Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Solidarity Community Federal Credit Union | Summit Choice Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 74 | 76 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 41 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 68th | 57th |
| Total assets | $351.1M | $206.6M |
| Deposits / shares | $309.4M | $179.5M |
| Capital ratio | 12.44% | 12.58% (stronger) |
| Problem loans | 0.47% (stronger) | 0.66% |
| Net charge-offs | 0.45% (stronger) | 0.64% |
| Return on assets | 0.52% | 0.57% (stronger) |
| Loans ÷ deposits | 56.8% (stronger) | 84.1% |
| Uninsured deposits | 4.7% (stronger) | 4.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | — |
Solidarity Community Federal Credit Union has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Solidarity Community Federal Credit Union leads on 5 and Summit Choice Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.