Side-by-side · Q2 2026 data
Solon State Bank vs Cedar Valley Bank & Trust
Metric by metric
| Measure | Solon State Bank | Cedar Valley Bank & Trust |
|---|---|---|
| TellerScore | 45 | 54 (stronger) |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 0 | 58 (stronger) |
| Earnings | 22 | 76 (stronger) |
| Funding & liquidity | 61 (stronger) | 34 |
| Problem-loan coverage | 12 | 68 (stronger) |
| Peer percentile | 4th | 10th |
| Total assets | $122.5M | $126.3M |
| Deposits / shares | $90.3M | $114.5M |
| Capital ratio | 23.00% (stronger) | 9.01% |
| Problem loans | 11.69% | 1.27% (stronger) |
| Net charge-offs | 0.93% | 0.07% (stronger) |
| Return on assets | 0.05% | 1.40% (stronger) |
| Loans ÷ deposits | 93.8% (stronger) | 98.0% |
| Uninsured deposits | 20.0% (stronger) | 40.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Cedar Valley Bank & Trust has the higher TellerScore (54 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Solon State Bank leads on 3 and Cedar Valley Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.