Side-by-side · Q2 2026 data
Solon State Bank vs Citizens State Bank
Metric by metric
| Measure | Solon State Bank | Citizens State Bank |
|---|---|---|
| TellerScore | 45 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 22 | 79 (stronger) |
| Funding & liquidity | 61 | 84 (stronger) |
| Problem-loan coverage | 12 | 98 (stronger) |
| Peer percentile | 4th | 96th |
| Total assets | $122.5M | $137.7M |
| Deposits / shares | $90.3M | $112.0M |
| Capital ratio | 23.00% (stronger) | 17.93% |
| Problem loans | 11.69% | 0.25% (stronger) |
| Net charge-offs | 0.93% | 0.14% (stronger) |
| Return on assets | 0.05% | 1.47% (stronger) |
| Loans ÷ deposits | 93.8% | 68.7% (stronger) |
| Uninsured deposits | 20.0% (stronger) | 21.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank has the higher TellerScore (91 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Solon State Bank leads on 2 and Citizens State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.