Side-by-side · Q2 2026 data
Solon State Bank vs United Bank & Trust Co.
Metric by metric
| Measure | Solon State Bank | United Bank & Trust Co. |
|---|---|---|
| TellerScore | 45 | 63 (stronger) |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 0 | 48 (stronger) |
| Earnings | 22 | 70 (stronger) |
| Funding & liquidity | 61 | 83 (stronger) |
| Problem-loan coverage | 12 | 83 (stronger) |
| Peer percentile | 4th | 24th |
| Total assets | $122.5M | $120.1M |
| Deposits / shares | $90.3M | $106.7M |
| Capital ratio | 23.00% (stronger) | 10.46% |
| Problem loans | 11.69% | 1.57% (stronger) |
| Net charge-offs | 0.93% | 0.00% (stronger) |
| Return on assets | 0.05% | 1.24% (stronger) |
| Loans ÷ deposits | 93.8% | 63.7% (stronger) |
| Uninsured deposits | 20.0% (stronger) | 27.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Bank & Trust Co. has the higher TellerScore (63 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Solon State Bank leads on 2 and United Bank & Trust Co. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.