Side-by-side · Q2 2026 data
Solutions Bank vs Exchange State Bank
Metric by metric
| Measure | Solutions Bank | Exchange State Bank |
|---|---|---|
| TellerScore | 67 | 83 (stronger) |
| Capital cushion | 38 | 65 (stronger) |
| Loan quality | 84 | 98 (stronger) |
| Earnings | 59 | 81 (stronger) |
| Funding & liquidity | 91 (stronger) | 87 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 34th | 84th |
| Total assets | $491.6M | $112.7M |
| Deposits / shares | $385.3M | $98.6M |
| Capital ratio | 8.83% | 11.47% (stronger) |
| Problem loans | 0.49% | 0.05% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.98% | 1.54% (stronger) |
| Loans ÷ deposits | 63.5% | 62.2% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 25.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange State Bank has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Solutions Bank leads on 2 and Exchange State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.