Side-by-side · Q2 2026 data
Solutions Bank vs First National Bank in Olney
Metric by metric
| Measure | Solutions Bank | First National Bank in Olney |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 38 | 58 (stronger) |
| Loan quality | 84 (stronger) | 47 |
| Earnings | 59 | 68 (stronger) |
| Funding & liquidity | 91 (stronger) | 87 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 34th | 26th |
| Total assets | $491.6M | $469.3M |
| Deposits / shares | $385.3M | $415.4M |
| Capital ratio | 8.83% | 10.83% (stronger) |
| Problem loans | 0.49% (stronger) | 1.60% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 0.98% | 1.20% (stronger) |
| Loans ÷ deposits | 63.5% | 54.9% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 26.8% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Solutions Bank has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Solutions Bank leads on 4 and First National Bank in Olney on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.