Side-by-side · Q2 2026 data
Solutions Bank vs Sterling Federal Bank, F.S.B.
Metric by metric
| Measure | Solutions Bank | Sterling Federal Bank, F.S.B. |
|---|---|---|
| TellerScore | 67 (stronger) | 20 |
| Capital cushion | 38 (stronger) | 27 |
| Loan quality | 84 (stronger) | 0 |
| Earnings | 59 (stronger) | 0 |
| Funding & liquidity | 91 (stronger) | 79 |
| Problem-loan coverage | 92 (stronger) | 3 |
| Peer percentile | 34th | 0th |
| Total assets | $491.6M | $481.6M |
| Deposits / shares | $385.3M | $403.4M |
| Capital ratio | 8.83% (stronger) | 7.67% |
| Problem loans | 0.49% (stronger) | 6.26% |
| Net charge-offs | -0.00% (stronger) | 4.07% |
| Return on assets | 0.98% (stronger) | -2.24% |
| Loans ÷ deposits | 63.5% (stronger) | 81.3% |
| Uninsured deposits | 20.4% | 8.7% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Solutions Bank has the higher TellerScore (67 vs 20). On the 7 directional measures above (where higher or lower is clearly better), Solutions Bank leads on 6 and Sterling Federal Bank, F.S.B. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.