Side-by-side · Q2 2026 data
Solvay Bank vs Auburn Community Federal Credit Union
Metric by metric
| Measure | Solvay Bank | Auburn Community Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 83 (stronger) |
| Capital cushion | 45 | 73 (stronger) |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 50 | 59 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 44th | 83rd |
| Total assets | $1.2B | $126.5M |
| Deposits / shares | $1.1B | $108.7M |
| Capital ratio | 9.53% | 12.28% (stronger) |
| Problem loans | 0.11% | 0.08% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 0.76% | 0.99% (stronger) |
| Loans ÷ deposits | 69.9% | 36.8% (stronger) |
| Uninsured deposits | 38.2% | 3.3% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 16.9% |
Auburn Community Federal Credit Union has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Solvay Bank leads on 1 and Auburn Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.