TellerScore

Side-by-side · Q2 2026 data

Solvay Bank vs Compass Federal Credit Union

Bank

Solvay Bank

Solvay, New York · $1 billion – $10 billion

67of 100
Moderate

Credit union

Compass Federal Credit Union

Oswego, New York · $100 million – $1 billion

89of 100
Very strong

Metric by metric

MeasureSolvay BankCompass Federal Credit Union
TellerScore6789 (stronger)
Capital cushion45100 (stronger)
Loan quality96 (stronger)85
Earnings5069 (stronger)
Funding & liquidity6497 (stronger)
Problem-loan coverage98 (stronger)95
Peer percentile44th94th
Total assets$1.2B$101.5M
Deposits / shares$1.1B$85.0M
Capital ratio9.53%15.28% (stronger)
Problem loans0.11% (stronger)0.46%
Net charge-offs-0.01% (stronger)0.46%
Return on assets0.76%1.22% (stronger)
Loans ÷ deposits69.9%62.8% (stronger)
Uninsured deposits38.2%7.3% (stronger)
Offices106
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)6.3%0.0%

Compass Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Solvay Bank leads on 2 and Compass Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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