Side-by-side · Q2 2026 data
Solvay Bank vs First Central Savings Bank
Metric by metric
| Measure | Solvay Bank | First Central Savings Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 57 |
| Capital cushion | 45 | 53 (stronger) |
| Loan quality | 96 (stronger) | 60 |
| Earnings | 50 | 59 (stronger) |
| Funding & liquidity | 64 (stronger) | 47 |
| Problem-loan coverage | 98 (stronger) | 69 |
| Peer percentile | 44th | 16th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $1.1B | $891.0M |
| Capital ratio | 9.53% | 10.30% (stronger) |
| Problem loans | 0.11% (stronger) | 1.19% |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 0.76% | 0.97% (stronger) |
| Loans ÷ deposits | 69.9% (stronger) | 99.7% |
| Uninsured deposits | 38.2% | 27.5% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 1.1% |
Solvay Bank has the higher TellerScore (67 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Solvay Bank leads on 4 and First Central Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.