TellerScore

Side-by-side · Q2 2026 data

Solvay Bank vs Fulton Savings Bank

Bank

Solvay Bank

Solvay, New York · $1 billion – $10 billion

67of 100
Moderate

Bank

Fulton Savings Bank

Fulton, New York · $100 million – $1 billion

88of 100
Very strong

Metric by metric

MeasureSolvay BankFulton Savings Bank
TellerScore6788 (stronger)
Capital cushion45100 (stronger)
Loan quality96 (stronger)77
Earnings5092 (stronger)
Funding & liquidity6468 (stronger)
Problem-loan coverage98 (stronger)97
Peer percentile44th92nd
Total assets$1.2B$492.3M
Deposits / shares$1.1B$283.8M
Capital ratio9.53%31.44% (stronger)
Problem loans0.11% (stronger)0.70%
Net charge-offs-0.01% (stronger)0.01%
Return on assets0.76%1.79% (stronger)
Loans ÷ deposits69.9% (stronger)92.0%
Uninsured deposits38.2%4.9% (stronger)
Offices106
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)6.3%—

Fulton Savings Bank has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Solvay Bank leads on 3 and Fulton Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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