Side-by-side · Q2 2026 data
Solvay Bank vs Syracuse Fire Department Employees Federal Credit Union
Credit union
Syracuse Fire Department Employees Federal Credit Union
Syracuse, New York · $100 million – $1 billion
Metric by metric
| Measure | Solvay Bank | Syracuse Fire Department Employees Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 89 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 96 (stronger) | 68 |
| Earnings | 50 | 92 (stronger) |
| Funding & liquidity | 64 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 44th | 94th |
| Total assets | $1.2B | $147.4M |
| Deposits / shares | $1.1B | $125.0M |
| Capital ratio | 9.53% | 15.18% (stronger) |
| Problem loans | 0.11% (stronger) | 0.95% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 0.76% | 1.80% (stronger) |
| Loans ÷ deposits | 69.9% | 62.0% (stronger) |
| Uninsured deposits | 38.2% | 8.5% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Syracuse Fire Department Employees Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Solvay Bank leads on 2 and Syracuse Fire Department Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.