Side-by-side · Q2 2026 data
Solvay Bank vs Walden Savings Bank
Metric by metric
| Measure | Solvay Bank | Walden Savings Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 45 | 52 (stronger) |
| Loan quality | 96 (stronger) | 65 |
| Earnings | 50 | 60 (stronger) |
| Funding & liquidity | 64 | 64 |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 44th | 27th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $1.1B | $819.6M |
| Capital ratio | 9.53% | 10.19% (stronger) |
| Problem loans | 0.11% (stronger) | 1.05% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 0.76% | 1.01% (stronger) |
| Loans ÷ deposits | 69.9% (stronger) | 96.2% |
| Uninsured deposits | 38.2% | 14.8% (stronger) |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Solvay Bank has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Solvay Bank leads on 4 and Walden Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.